COVID-19 Notice: Gersowitz Libo & Korek, PC is fully-operational during the COVID-19 global pandemic. We continue to handle cases and operate remotely, in accordance with mandated safety guidelines. We are available by phone, email or video conference to discuss your case.
Read More from Our Partners


over 900 million recovered for our clients

Helping New York and New Jersey Injury Victims for over 30 Years.


Gersowitz Libo & Korek, P.C. Advises on Natural Disaster Insurance

Personal Injury Claim2011 has been an intense year for extreme weather, especially on the East coast. From blizzards that shut down NYC for days to record rainfalls to the first earthquake in years, residents of the Northeast have spent thousands of dollars recovering from these natural disasters.

It is extremely important that as a homeowner or renter, you understand what your insurance policies will cover from damages arising from
natural disasters. You should take the following steps:

  1. Get a copy of your  insurance policy to determine your coverage. If you don’t fully understand the policy, contact your insurance agent for a complete explanation. Make  sure you are aware of:What the insurance policy  considers a  “natural disaster”
    • What items of value are  covered under the policy
    • What items are NOT  covered
    • How long you have to file  a claim once the disaster occurs
    • What you need to do to  file a claim
  2. Keep an inventory of  everything of value in your home and on your property.
  3. If there is a threat of a  natural disaster, take all precautions to protect yourself, your family  and your property. This includes, but is not limited to, securing loose  items on your property, moving valuables to a safer location and  evacuating if a voluntary or mandatory evacuation is called.
  4. As soon as a natural  disaster occurs and it is safe to return to your property, take photos,  video and written descriptions of all damage.
  5. Contact your insurance  agent as soon as possible to report the property damage claim.

Natural disasters can have a devastating impact on your family and your property. It is important to remain as calm as possible and prepare yourself as much as you can.

If you are unsure of what your insurance policy covers after speaking with your agent, or if you feel the insurance company is not reimbursing you the fair amount you deserve, you should speak with an attorney to learn your legal rights.

Recognized as one of the leading personal injury law firms in the area, Gersowitz, Libo & Korek, P.C. has recovered hundreds of millions of dollars for our clients personal injury and premises liability claims in New York and New Jersey. To find out more about attorneys Edward H. Gersowitz, Andrew L. Libo, Jeff S. Korek, Michael A. Fruhling, Brielle C. Goldfaden, Nicolas Bagley and James H. Bartolomei, visit

Client Testimonials

A few years ago I was misdiagnosed and nearly ended up becoming a quadriplegic. Three spinal fusions followed. I asked my sister, a top D.C. lawyer, to find the name of the best personal injury lawyer in NYC, and I was referred to Jeff Korek of... Gersowitz Libo and Korek. It was a tough time for me, but Jeff and Irene were great and helped me through it every step of the way. They were compassionate, understanding and very accommodating, yet professional and always with their fingers on the pulse. They really care about the welfare of their clients, and not just money driven. When I was unable to travel, Jeff came to me, and I live an hour from the city. This firm is well known, well established, and has earned the respect and credibility among its peers. I highly recommend the firm of Gersowitz Libo and Korek without hesitation and, in fact, I already have. My thanks go out to the entire team for a better than expected outcome!!! They get a 5 out of 5 stars from me!!read more
Mary S.
I am giving this law firm 6 out of six thumbs up. Very professional very personal and compassionate staff. From the Attorneys to the staff they were all...
Anthony C.
Thank you to the team at Gersowitz Libo & Korek, and especially to our wonderful attorney Anthony Makarov. Mr. Makarov was our trial attorney who took our...
Amy L.
Ed Gersowitz and all his colleagues at the firm Gersowitz Libo & Korek, PC far exceeded all my expectations for a personal injury law firm. From the moment...
Robin F.
I was injured in 2011 and spent nearly 8 years with Ed Gersowitz and Jeff Korek. Their professionalism and care was beyond. The process was long and at times exhausting but Ed. Jeff and their team made me feel comfortable and in great hands. I... can't thank them enough and would highly recommend GLK to all. Thank you for all your help!read more
Jeremy N.
Thank you to the team at Gersowitz Libo & Korek and special thanks to attorney Daniel, Avi and Annette for all your help on my case. Dealing with the law...
Hazel M.
From beginning to end we were comfortable with the team at GLK. Thank you Mr. Gersowitz (Ed) for obtaining a settlement out of court.
Donna L. S.
Jeff and Michael are both very professional and helpful towards my case. I would like to thank the team and Irene, the assistant, for all their help despite the length of time that the case took. They took a lot of care and were patient with... answering any inquiries that I more
Cindy C.
They were incredibly professional and pleasant to work with. They made the personal injury process straightforward and easy to navigate. I appreciated their...
Lindsay L.
La mejor firma de abogados, muy profesionales, excelentes persona, todo el tiempo estuvieron pendientes de mi y mis necesidades, estoy muy agradecida con ellos.
Maricela O.
section start
Need Help with an Injury? We're Here to Help. Contact Us Today:
  • Disclaimer | Privacy Policy

  • This field is for validation purposes and should be left unchanged.